Privacy Policy

Effective Date: March, 2025

Welcome to Bill Vault! Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you use our services.

1. Information We Collect

When you use Bill Vault, we may collect:
Personal Information – Name, phone number, email address, and other registration details.
Transaction Data – Payment history, bill payments, and transaction details.
Device Information – IP address, browser type, operating system, and app usage data.
Location Data – If you enable location services, we may collect location information for security and fraud prevention.

2. How We Use Your Information

We use your data to:
• Process payments and transactions securely.
• Improve our services and provide a seamless user experience.
• Prevent fraud, unauthorized access, and enhance security.
• Communicate updates, promotions, or important service changes.
• Comply with legal and regulatory requirements.

3. How We Protect Your Data

We implement strict security measures to safeguard your information, including:
• End-to-end encryption for transactions.
• Secure authentication methods to prevent unauthorized access.
• Regular system monitoring and updates to ensure data protection.

4. Sharing Your Information

We do not sell or rent your personal data. However, we may share your information with:
Regulatory Authorities – When required by law.
Payment Service Providers – To facilitate transactions securely.
Third-party Partners – For fraud prevention and security verification.

5. Your Privacy Choices

You have the right to:
• Access, update, or delete your personal information.
• Opt-out of marketing communications.
• Disable location tracking from your device settings.

6. Cookies & Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze usage, and improve our services. You can manage cookie preferences in your browser settings.

7. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or in-app notifications.

8. Contact Us

If you have any questions about our Privacy Policy, please contact us at:

Email: support@billvault.app

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